fatcat Casino & Sportsbook Service Notice
We at fatcat provide online gaming and sportsbook services available only in jurisdictions where local law permits such activity. Our services are jurisdiction-restricted; access and use are the user's responsibility to verify against their own local regulations.
This page sets out the legal framework under which fatcat operates. We do not offer our services in jurisdictions where online wagering is prohibited. Users are responsible for confirming that their access to fatcat complies with the laws of their own jurisdiction. By using fatcat, you acknowledge that you have verified local-law compliance and accept full responsibility for your use of our platform.
Our services include sportsbook markets (football, badminton, MotoGP, esports), live-dealer tables (blackjack, roulette, baccarat, Dragon Tiger), and slot games (Aviator, Sweet Bonanza, Gates of Olympus, Fortune Tiger, Mahjong Ways). All services operate under the terms outlined below.
Service Availability and Jurisdiction Restrictions
We at fatcat operate on a jurisdiction-restricted basis. Our services are available only where applicable law permits online gaming and wagering. We do not offer our services in jurisdictions where online wagering is prohibited by law. Users are responsible for verifying that access to fatcat complies with the regulations of their own jurisdiction before creating an account or depositing funds.
fatcat does not claim to be licensed, regulated, or approved by any specific government or regulatory body. We operate under the legal framework of the jurisdictions in which we are permitted to offer services. Users in jurisdictions where online wagering is restricted or prohibited must not access fatcat. If you are unsure whether fatcat is available in your jurisdiction, consult local legal resources or regulatory authorities before proceeding.
Account Eligibility and User Responsibility
To create an account on fatcat, you must be of legal age in your jurisdiction and legally permitted to access online gaming services. You are responsible for confirming your eligibility before registering. We do not verify age or jurisdiction eligibility at registration; we rely on your attestation. If you register in a jurisdiction where online wagering is prohibited, you do so at your own legal risk, and we are not responsible for any legal consequences you may face.
Your account on fatcat is personal and non-transferable. You may not share your login credentials, allow others to use your account, or create multiple accounts. We reserve the right to suspend or terminate accounts that violate these terms. If we detect account sharing, fraudulent activity, or use from prohibited jurisdictions, we will freeze your balance pending investigation.
Payment Methods and Regional Support
We support deposits and withdrawals via eight payment methods: DANA, e-wallet, mobile banking, local payment, online payment, e-wallet, and direct transfers from mobile banking, local payment, online payment, and e-wallet. These payment methods are available to users in supported regions. If you attempt to deposit from a jurisdiction where fatcat services are not available, your transaction may be declined or your account may be suspended.
Deposits to fatcat are final. We do not refund deposits except in cases of technical error or fraud. If you believe a deposit was processed in error, contact our support team via your account dashboard with transaction details. Withdrawals require one-time identity verification (KYC); once verified, you can withdraw to your original deposit method. Withdrawal processing times depend on your payment method and bank; most withdrawals settle within one to two business days.
- Service availability
- fatcat is available only where local law permits. Users are responsible for verifying jurisdiction compliance.
- Account eligibility
- You must be of legal age and legally permitted to access online gaming in your jurisdiction.
- Payment methods
- mobile banking, local payment, online payment, e-wallet, mobile banking, local payment, online payment, e-wallet, mobile banking, local payment. Available in supported regions only.
Game Rules and Settlement
All games on fatcat operate under published rules. Slot games (Aviator, Sweet Bonanza, Gates of Olympus, Fortune Tiger, Mahjong Ways) are RNG-driven; outcomes are determined by certified random-number generation and audited quarterly by independent third parties. Live-dealer games (blackjack, roulette, baccarat, Dragon Tiger) are broadcast from professional studios; outcomes depend on dealer actions and game mechanics. Sportsbook wagers are settled based on official tournament results announced by the relevant sports authority.
We reserve the right to void any wager or cancel any account if we detect fraud, collusion, abuse of system vulnerabilities, or use of automated tools. If we void a wager, we will notify you and explain the reason. Disputes over game outcomes or settlement are resolved by our support team; we review transaction logs and game records to verify our calculations. If you believe a payout was miscalculated, contact support with your session details.
Data Protection and Privacy
We collect personal data (email, phone, payment method, identity documents) to operate fatcat and comply with financial regulations. Our data handling is described in detail in our privacy policyWe use SSL encryption to protect your data in transit and store sensitive information in encrypted vaults. We do not sell your data to third parties. We share information only with payment processors, identity-verification vendors, and legal authorities when required by law.
Our servers and data processors may be located outside your jurisdiction. By using fatcat, you consent to your data being processed in jurisdictions outside Indonesia. If you have privacy concerns, contact our support team or review our full privacy policy.
Limitation of Liability
fatcat provides our services on an "as-is" basis. We do not guarantee uninterrupted access, error-free operation, or specific outcomes. We are not responsible for losses resulting from technical failures, network outages, payment-processor delays, or user error. We are not responsible for losses resulting from your use of fatcat in a jurisdiction where such use is prohibited by law.
Our maximum liability for any claim is limited to the amount you have deposited into your fatcat account. We are not liable for indirect, incidental, or consequential damages. By using fatcat, you accept these limitations.
Contact and Legal Inquiries
If you have legal questions about fatcat, contact our support team via your account dashboard. We provide English-language assistance during published business hours. For formal legal inquiries, include your account details and a clear description of your concern. Our team will respond within published timeframes.
This legal notice applies to all users of fatcat. We reserve the right to update these terms at any time. Material changes will be communicated via email to your registered address. Your continued use of fatcat after notification constitutes acceptance of updated terms.
Our services are available only where local law permits. Users are responsible for verifying that access and use comply with the laws of their own jurisdiction. We do not offer our services in jurisdictions where online wagering is prohibited. If you have questions about your jurisdiction's stance on online gaming, consult local legal resources or regulatory authorities before accessing fatcat.